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New Fit 500 Plans and Free Prescription Discount Card Expand Dental Benefit Company's Offerings
Superior Dental Care (SDC) has introduced a budget-friendly line of dental plans and a new value-added benefit.
SDC's new Fit 500 dental plans, named for the $500 contract maximum benefit per member, offer four different options to fit any budget. Each Fit 500 plan covers a targeted set of dental services with no deductible, all at lower monthly premiums than traditional comprehensive dental plans.
"With all of the uncertainty in the healthcare arena, we wanted employers to be able to offer dental coverage to their employees at a cost they can afford. Our new Fit 500 plans are a great way for employers to provide a lower-cost option to employees who don't need or can't afford comprehensive coverage," said Traci Harrell, SDC's chief executive officer.
SDC's Fit 500 plans are available to companies domiciled in Ohio, Kentucky or Indiana. The four dental plan options include one that covers essential services such as cleanings, one that covers more extensive services such as root canals and crowns, and two that cover a combination of services such as cleanings and fillings. Each Fit 500 plan includes access to SDC's national dental network with over half a million access points across the country. A minimum of two employees must enroll in each plan selected.
In addition to the new lower-cost dental coverage options, SDC has added a new no-cost benefit to all of their dental plans. Every SDC dental plan now comes with a free prescription discount card. With this card, SDC members can save an average of 20% off the regular retail price of select prescription drugs at participating retail pharmacies. The discount card can be used anytime a prescription is not covered by insurance, or as an alternative to insurance for better savings.
"SDC's dental plans alone offer companies a superior value. However, we also include no-cost extras like Free Second Opinions, a discount on cosmetic dental services, savings on vision products and services, and now savings on prescriptions with every plan. These added benefits help employers offer substantial value to their employees and stretch their benefit dollars," said Shannon Ford, director of sales and service.
Scheduled maintenance is currently being performed to Superior Direct Connect and the SDC Mobile App. During this time, you may experience delays in functionality. We apologize for any inconvenience. For immediate assistance during business hours (Monday-Friday, 7:30am – 5:00pm), please call (800) 762-3159.
Scheduled maintenance is currently being performed to Superior Direct Connect and the SDC Mobile App. During this time, you may experience delays in functionality. We apologize for any inconvenience. For immediate assistance during business hours (Monday-Friday, 7:30am – 5:00pm), please call (800) 762-3159.
In 2009, the National Health Care Anti-Fraud Association (NHCAA) estimated that 3-10% of the nation's annual benefits paid for health care were paid for fraudulent or abusive submissions. Estimations by fraud analysts indicate that there is a greater percentage of fraud in dentistry than there is in medicine. Because insurance fraud significantly impacts the cost of dental benefits, you can play a key role in identifying and reporting suspicious activity.
The NHCAA reports that the most common fraudulent acts include:
The close monitoring of processed claims via Superior Dental Care's (SDC's) secure web access (Superior Direct Connect: www.superiordental.com/directConnect.htm) is one easy way to monitor submitted and received claims. If you are aware of any false information submitted to SDC, please contact our Dentist and Member Services Team at 937.438.0283 or 800.762.3159 to report the activity. If preferred, a written complaint may be mailed to: Superior Dental Care Alliance Inc., Special Investigating Unit, 6683 Centerville Business Parkway, Centerville, OH 45459.
SDC's Special Investigating Unit handles all reports of suspected fraud expeditiously and with confidentiality. Reports are accepted anonymously; but, every report initiates an investigation. SDC takes necessary actions to report confirmed fraudulent activities to appropriate state agencies and to recover monies paid in association with misrepresented services.
ORAL HEALTH and RESOURCES (Members)
HUMAN RESOURCE ASSOCIATIONS (Employers)
INSURANCE ASSOCIATIONS (Brokers)
DENTAL ASSOCIATIONS (Dentists)
Last year, SDC completed the integration of our data systems with our parent company, Medical Mutual. This process included replacing SDC's member ID numbers (also referred to as "SDC alternate ID numbers") with new member ID numbers from Medical Mutual.
As of August 2023, all members have received a new ID card with their new member ID number. Since then, we have temporarily continued to accommodate claim submissions that included a retired SDC member ID number. Effective April 1, 2024, retired SDC alternate member ID numbers will no longer be accepted. HIPAA 277 transactions will be initiated, requiring the active member ID number for all claim submissions and member communications.
The active member ID number can be found on the member's new ID card. As a reminder, members may present an SDC ID card or a Medical Mutual ID card. Review the SDC Member ID Card Guide for Providers for reference. Participating dentists may also verify the member ID number through Superior Direct Connect. If you have questions or need assistance, please contact SDC’s Dentist and Member Services team at 1-800-801-4915.
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